Money Tips for the Young: Investments You Can Enjoy

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Being young with large amounts of disposable income these days is a great feeling. You can go out and have fun, buy things you want, and enjoy life. However, if you’re smart with your money, you can also invest it in a way that will give you great returns. Even better, you can choose to invest in things you can enjoy while they grow in value. What could be better than that? Here are some ideas for investments you can enjoy while their value appreciates.


Purchasing jewelry can be a great way to get a return on your investment and enjoy wearing beautiful things. Fine jewelry appreciates in value over time, especially if it is made of high-value metals and gems.

If you want serious investment pieces, auction house Christie’s former head for jewelry, Russell Fogarty, told Bloomberg that you should get vintage pieces that have the manufacturer’s signature. These must not only be beautiful and of high quality, but they must also be in good condition.

A 6.7-carat Kashmir sapphire was sold at an auction in 2012 at $206,500. In 2021, a Kashmir sapphire of about the same size sold at $550,000. The increase in value over nine years is roughly the same as that of the S&P 500 stock market index. The difference is that stocks are not tangible.

While you can enjoy such a valuable and dramatic vintage piece in private and perhaps wear it at certain grand events, you really can’t enjoy it every day, though. Not all of your jewelry needs to be that spectacular.

The great thing about investing in jewelry is that you can choose from a wide variety of wearable pieces, as well. Buy diamond earrings, rings, necklaces, and tennis bracelets for daily wear and any occasion. However, it is best to choose only jewelry made of high-value metals such as platinum and gold that is not lower than 14 carats. Also, be discerning in choosing diamonds of the right carat, clarity, and cut. You can also add rubies, sapphires, and emeralds — these join diamonds as the four most precious gems. If you buy pieces that you love and take care of them, they will only become more valuable as the years go by.

Fine Watches

Like jewelry, watches can be excellent investments. Not only do they become more valuable over time, but you can wear and enjoy them every day, too. They are the perfect accessory to any outfit and can really make a statement. Not to mention, they are very practical as well.

It is best to purchase vintage watches or those that are no longer in production to get the most value for your money. These will likely go up in value faster than current models. Jaeger-LeCoultre, Patek Philippe, and Rolex watches are some of the most popular brands among collectors. Just be sure to take care of your investment by having it serviced regularly.


Investing in cars can be a great way to get both a return on your investment and to enjoy driving a nice car. Classic cars have been known to appreciate in value over time, especially if they are well-maintained.

Like watches, it is best to purchase vintage cars or those that are no longer in production for a faster appreciation in value. Jaguar, Porsche, and Ferrari are some of the most popular brands among collectors.

Classic cars in a row


Investing in art can be a great way to get both a return on your investment and to enjoy living with beautiful pieces. Art appreciates in value over time, especially if it is by a well-known artist.

You can choose a new artist whose name and reputation are climbing. You can also purchase art from an old master. You should do your research, though, to ensure you are buying a piece from a reliable source.

When investing in art, it is best to choose pieces that you love, and that will fit into your home. That way, you can get maximum enjoyment out of them.

Real Estate

When investing in real estate, choose a well-built house rather than a condominium unit if you intend it to be a long-term investment. Condominium units tend to depreciate in value in the long run. Land, on the other hand, will always appreciate in value. A house that is well-designed and built with quality will also grow in value, especially if you keep it well-maintained.

Data from Zillow Research shows that in 2021, housing prices increased by 19.5%. This year, housing prices are predicted to further increase by 11%. Keep your art and car collection in your new home so you can enjoy all your investments together.

Enjoy Investing

Investing can be both profitable and fun. There are many great investments that you can enjoy while their value appreciates. Jewelry, watches, cars, art, and a house are all excellent choices. Just be sure to do your research, so you are confident in your purchase. Also, take care of your investments to ensure they maintain their value. Start investing now and enjoy the returns for years to come!

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